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A social security lawyer will tell you that this often happens when an applicant simply hasn't worked enough. But it also can happen due to delays in application, or a "disability onset date" which is adjusted by a judge or other official during the application process. In this case, you should speak to a social security lawyer to better understand you options for appeals, etc. Q: Can I work while I have a claim pending? A: A social security lawyer will define an SSD eligible disability as one that will prevent you from making a gainful income in your or any other field. Eligibility doesn't, however, require you not to work at all.