Credit card application A primer
Student credit cards also offer perks like money back on purchases. Some cards offer as much as 20% back on online purchases made at certain retailers. That can be a substantial savings. Before you jump at the offer, double check to be certain you like to shop at the stores that are included in the money back offer. The tradeoff for being able to get a credit card without a guaranteed income or a credit history is a slightly higher interest rate.