Veterans disability lawyer Things to consider
You can receive a maximum of four credits annually (which is why credits are also called 'quarters'), and any credits you earn will remain on your record even during periods in which you're not working. A certain number of credits or quarters are required in order to qualify you to receive social security benefits. This number is based on age, and is generally calculated by number of years worked. If you're looking to be eligible for social security benefits for retirement (and are of more than 62 years of age), you will need to have 40 credits (the equivalent of 10 years of work). However, it can happen that a person who has worked a seemingly appropriate number of years does not gain the necessary credits for social security benefits.